Military and veteran buyers · A practical Agave guide

Working with a lender on a VA home purchase

Ask clear questions about costs, approval conditions and communication before choosing a loan.

What to look at first

Compare written estimates using the same property price, down-payment assumption and timing. Ask which costs may change, how a rate lock works and which documents remain outstanding. Discuss funding-fee treatment and eligibility questions with the lender. A prequalification or preliminary approval still has conditions that should be understood before an offer is written.

Agree on how the lender will coordinate with your broker and escrow officer. Ask when appraisal, underwriting and closing documents are expected and what could delay them. Report material financial changes promptly. The goal is an informed choice among actual loan terms, not choosing a lender only because an advertised payment looks lower.

Bring these questions to the conversation

  • Compare complete written estimates.
  • Ask for the remaining approval conditions.
  • Confirm who communicates changes and milestone updates.

Connect the details

The Broker’s Field Angle

Military moves can create pressure around reporting dates and travel. Use those dates to plan, while leaving room for the actual transaction contingencies and any necessary travel arrangements. Jessica coordinates the property side with the buyer, lender and escrow officer. Neither a VA benefit nor a tight relocation schedule eliminates the need to verify the home’s condition and possession terms.

Read the military and veteran buyers overview for the full transaction framework.

Continue your research

Resources to verify the details

Use the current information from the responsible agency and ask the relevant professional how it applies to your property. Content prepared 2026-10-30.

A practical next step

Discuss a VA-financed home purchase

Discuss the real estate questions, the timing you have in mind and which information would help you decide what comes next.

Start a conversation

Or call (480) 678-0365.